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MiMoni, formerly known as MiCel, is an innovative pioneer in the credit risk assessment and lending industry. Through its proprietary risk technology developed over the past 5 years, MiMoni provides short term loans for the un-banked in Mexico. Currently the lending industry in Mexico requires long, tedious and invasive processes or unfairly priced collateral as guarantee to reach a credit decision. MiMoni’s credit risk process requires no face to face interaction with its clients making the process frictionless and agile. Through MiMoni’s online application customers get a credit decision within minutes. MiMoni is currently serving the Mexico City market and will extend its operation nationwide by early December 2013.

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